There are some precautions to be taken against the risks that may occur in our lives. One of them is insurance. Insurance is a contract made to cover the damages against the risks that may occur after the payment has been made before. Insurance in some countries varies. The reason for this depends on the rules and system in that country. The USA also differs in terms of insurance compared to other countries. US insurance is a preferred insurance system, especially in terms of health, because hospital fees are high. If you have US insurance, especially when you go to the hospital, you either pay the co-pay fee or it is possible to have your health procedures done without paying a fee.